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Hills Bancorp (Hills Bancorp) GF Value : $72.33 (As of Apr. 27, 2024)


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What is Hills Bancorp GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

  1. Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
  2. GuruFocus adjustment factor based on the company’s past returns and growth.
  3. Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-27), Hills Bancorp's share price is $66.25. Hills Bancorp's GF Value is $72.33. Therefore, Hills Bancorp's Price-to-GF-Value for today is 0.92.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Hills Bancorp is Fairly Valued.


Hills Bancorp  (OTCPK:HBIA) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Hills Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=66.25/72.33
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hills Bancorp GF Value Related Terms

Thank you for viewing the detailed overview of Hills Bancorp's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Hills Bancorp (Hills Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
131 E. Main Street, PO Box 160, Hills, IA, USA, 52235
Hills Bancorp is a holding company engaged in the business of commercial banking serving individuals, businesses, governmental units and institutional customers in the United States. It offers services including acceptance of demand, savings and time deposits, providing commercial, real estate, agricultural and consumer loans, maintaining night and safe deposit facilities, and performing collection, exchange, and other banking services. Also, it administers estates, personal trusts, and pension plans and provides farm management, investment advisory and custodial services for individuals, corporations, and nonprofit organizations. The company also provides mortgage loans and commercial and financial loans. Most of the company's revenue comes from interest income.
Executives
Anthony V Roetlin officer: SVP Chief Financial Officer 131 E. MAIN ST. PO BOX 160, HILLS IA 52235
Joseph Andrew Schueller officer: SVP, CFO, Treasurer 131 E. MAIN ST., HILLS IA 52235
Lisa A Shileny officer: Sr VP, Dr of Administration 131 E MAIN ST, P.O. BOX 160, HILLS IA 52235
Shari J Demaris officer: Treasurer 1560 MCKINLEY PL, IOWA CITY IA 52246
Steven R Ropp officer: SR VP, Director Comm'l Banking 131 MAIN STREET, PO BOX 160, HILLS IA 52235
James C Schmitt director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Thomas R Wiele director 1306 217TH ST., NICHOLS IA 52766
Michael S Donovan director 131 MAIN STREET, HILLS IA 52235
John W Phelan director 131 MAIN STREET, HILLS IA 52235
Casey L Peck director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Kirsten H Frey director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Bradford C Zuber officer: SRVP, Director Trust Services 131 MAIN STREET, PO BOX 160, HILLS IA 52235
Michael Hodge director 15 LINDOER VALLEY CIRCLE, IOWA CITY IA 52240
Theodore H Pacha director PO BOX 1405, IOWA CITY IA 52240
James A Nowak director 131 MAIN STREET, HILLS IA 52235

Hills Bancorp (Hills Bancorp) Headlines

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