Cullen/Frost Bankers (Cullen/Frost Bankers) GF Value : $167.58 (As of Apr. 27, 2024)

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What is Cullen/Frost Bankers GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-27), Cullen/Frost Bankers's share price is $107.08. Cullen/Frost Bankers's GF Value is $167.58. Therefore, Cullen/Frost Bankers's Price-to-GF-Value for today is 0.64.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Cullen/Frost Bankers is Significantly Undervalued.

Cullen/Frost Bankers (NYSE:CFR) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Cullen/Frost Bankers's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	107.08	/	167.58
	=	0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers GF Value Related Terms

Thank you for viewing the detailed overview of Cullen/Frost Bankers's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

Cullen/Frost Bankers (Cullen/Frost Bankers) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Cullen/Frost Bankers Inc (NYSE:CFR) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

CFRpB.PFD:USA CFZ:Germany CFZ:Germany

Address

111 W. Houston Street, San Antonio, TX, USA, 78205

Website

https://www.frostbank.com

Cullen/Frost Bankers is a financial holding company, headquartered in San Antonio. One of the 50 largest U.S. banks, Frost provides a wide range of banking, investments, and insurance services to businesses and individuals across Texas in the Austin, Corpus Christi, Dallas, Fort Worth, Houston, Permian Basin, Rio Grande Valley, and San Antonio regions.

Executives

Patrick B Frost	director, other: Member Executive Committee	100 WEST HOUSTON ST, SAN ANTONIO TX 78205
Howard Willome John	director	111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
Chris Avery	director	510 POST OAK ROAD, FREDERICKSBURG TX 78624
Howard L. Kasanoff	officer: GEVP Chief Credit Officer	111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
Bobby Berman	officer: Group Executive Vice President	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Candace K Wolfshohl	officer: Group Executive Vice President	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Phillip D Green	officer: Group EVP / CFO	100 WEST HOUSTON ST, SAN ANTONIO TX 78205
Carol Jean Severyn	officer: GEVP and Chief Risk Officer	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Paul Bracher	officer: President	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Joseph A. Pierce	director	111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
William L Perotti	officer: Group Executive Vice President	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Jerry Salinas	officer: Chief Financial Officer	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Anthony R Chase	director	10307 PACIFIC CENTER COURT, SAN DIEGO CA 92121
Linda B. Rutherford	director	2702 LOVE FIELD DRIVE, HDQ 4GC, DALLAS TX 75235
Annette M Alonzo	officer: Group Executive Vice President	100 WEST HOUSTON STREET, SAN ANTONIO TX 78205