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First Business Financial Services (First Business Financial Services) Efficiency Overhead Ratio % : 58.34% (As of Dec. 2023)


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What is First Business Financial Services Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

First Business Financial Services's Efficiency Overhead Ratio % for the quarter that ended in Dec. 2023 was 58.34% , which is lower than 61.96% for the pervious quarter ended in Sep. 2023.

First Business Financial Services's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 60.99% , which is lower than 62.31% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for First Business Financial Services's Efficiency Overhead Ratio % or its related term are showing as below:

FBIZ's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

First Business Financial Services Efficiency Overhead Ratio % Historical Data

The historical data trend for First Business Financial Services's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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First Business Financial Services Efficiency Overhead Ratio % Chart

First Business Financial Services Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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First Business Financial ServicesQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of First Business Financial Services's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, First Business Financial Services's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Business Financial Services  (NAS:FBIZ) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Business Financial Services  (NAS:FBIZ) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


First Business Financial Services Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of First Business Financial Services's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


First Business Financial Services (First Business Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, focusing on delivering a full line of commercial banking products including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically all the business activity functioned through the region of the United States.
Executives
Carol P Sanders director PO BOX 2568, MADISON WI 53701-2568
Jodi A Chandler officer: SVP Hum. Res. & Administration 401 CHARMANY DRIVE, MADISON WI 53719
Gerald L Kilcoyne director 5736 TUSCANY LANE, WAUNAKEE WI 53597
Carla C Sanders director ONE AMC WAY, 11500 ASH STREET, LEAWOOD KS 66211
Kevin D Crampton officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
John J Harris director 4248 FRANKLIN AVE., WESTERN SPRINGS IL 60558
Laura M. Garcia officer: Chief Risk Officer 401 CHARMANY DRIVE, MADISON WI 53719
Barbara Mccarty Conley officer: SVP Corp. Sec. & Gen.Couns. 401 CHARMANY DRIVE, MADISON WI 53719
Daniel P. Olszewski director 401 CHARMANY DRIVE, MADISON WI 53719
James Edward Hartlieb officer: President-First Business Bank 401 CHARMANY DRIVE, MADISON WI 53719
Brian D. Spielmann officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
Sloane Edward G Jr officer: Chief Financial Officer 401 CHARMANY DRIVE, MADISON WI 53719
Ralph R. Kauten director 401 CHARMANY DRIVE, MADISON WI 53719
David R. Seiler officer: Chief Operating Officer 401 CHARMANY DRIVE, MADISON WI 53719
Bradley A Quade officer: Chief Credit Officer 401 CHARMANY DRIVE, MADISON WI 53719

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