What is Community Bank System Efficiency Overhead Ratio %?
Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
Community Bank System's Efficiency Overhead Ratio % for the quarter that ended in Dec. 2023 was 69.70%
, which is higher than
66.40% for the pervious quarter ended in Sep. 2023.
Community Bank System's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 72.50%
, which is higher than
62.50% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for Community Bank System's Efficiency Overhead Ratio % or its related term are showing as below:
CBU's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Efficiency Overhead Ratio % only.
Community Bank System Efficiency Overhead Ratio % Historical Data
The historical data trend for Community Bank System's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Community Bank System Efficiency Overhead Ratio % Chart
Competitive Comparison of Community Bank System's Efficiency Overhead Ratio %
For the Banks - Regional subindustry, Community Bank System's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bank System (NYSE:CBU) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bank System (NYSE:CBU) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Community Bank System Efficiency Overhead Ratio % Related Terms
Thank you for viewing the detailed overview of Community Bank System's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Community Bank System (Community Bank System) Business Description
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
CBU has been successfully added to your 