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Unum Group (Unum Group) Cyclically Adjusted PS Ratio : 0.81 (As of Apr. 27, 2024)


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What is Unum Group Cyclically Adjusted PS Ratio?

As of today (2024-04-27), Unum Group's current share price is $50.75. Unum Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $62.92. Unum Group's Cyclically Adjusted PS Ratio for today is 0.81.

The historical rank and industry rank for Unum Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

UNM' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.82   Max: 1.44
Current: 0.82

During the past years, Unum Group's highest Cyclically Adjusted PS Ratio was 1.44. The lowest was 0.23. And the median was 0.82.

UNM's Cyclically Adjusted PS Ratio is ranked better than
57.67% of 404 companies
in the Insurance industry
Industry Median: 0.975 vs UNM: 0.82

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Unum Group's adjusted revenue per share data for the three months ended in Dec. 2023 was $15.976. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $62.92 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Unum Group Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Unum Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unum Group Cyclically Adjusted PS Ratio Chart

Unum Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.46 0.45 0.69 0.72

Unum Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.65 0.77 0.78 0.72

Competitive Comparison of Unum Group's Cyclically Adjusted PS Ratio

For the Insurance - Life subindustry, Unum Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unum Group's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unum Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Unum Group's Cyclically Adjusted PS Ratio falls into.



Unum Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Unum Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.75/62.92
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unum Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Unum Group's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=15.976/129.4194*129.4194
=15.976

Current CPI (Dec. 2023) = 129.4194.

Unum Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 10.028 99.695 13.018
201406 10.301 100.560 13.257
201409 10.260 100.428 13.222
201412 10.420 99.070 13.612
201503 10.496 99.621 13.636
201506 10.850 100.684 13.947
201509 10.790 100.392 13.910
201512 11.170 99.792 14.486
201603 11.359 100.470 14.632
201606 11.635 101.688 14.808
201609 11.798 101.861 14.990
201612 12.029 101.863 15.283
201703 12.182 102.862 15.327
201706 12.367 103.349 15.487
201709 12.472 104.136 15.500
201712 12.630 104.011 15.715
201803 13.027 105.290 16.012
201806 13.075 106.317 15.916
201809 13.328 106.507 16.195
201812 13.379 105.998 16.335
201903 13.933 107.251 16.813
201906 14.230 108.070 17.041
201909 14.323 108.329 17.111
201912 14.611 108.420 17.441
202003 14.345 108.902 17.048
202006 15.024 108.767 17.877
202009 14.649 109.815 17.264
202012 20.495 109.897 24.136
202103 14.862 111.754 17.211
202106 14.581 114.631 16.462
202109 14.290 115.734 15.980
202112 14.304 117.630 15.738
202203 14.505 121.301 15.476
202206 14.753 125.017 15.273
202209 14.614 125.227 15.103
202212 14.904 125.222 15.404
202303 15.149 127.348 15.395
202306 15.613 128.729 15.697
202309 15.568 129.860 15.515
202312 15.976 129.419 15.976

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Unum Group  (NYSE:UNM) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Unum Group Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Unum Group's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Unum Group (Unum Group) Business Description

Industry
Traded in Other Exchanges
Address
1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.
Executives
Puneet Bhasin officer: Chief Info & Digital Officer 1001 FANNIN, SUITE 4000, HOUSTON TX 77002
Christopher W Pyne officer: EVP, Group Benefits 1 FOUNTAIN SQUARE, LAW DEPT. (7N200), CHATTANOOGA TN 37402
Timothy Gerald Arnold officer: EVP, President & CEO, Colonial 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Mojgan M Lefebvre director 385 WASHINGTON STREET, ST. PAUL MN 55102
Rice Walter Lynn Jr officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402-1307
Michael Q Simonds officer: EVP, President & CEO, Unum US 1 FOUNTAIN SQUARE, LAW DEPT. (7S730), CHATTANOOGA TN 37402
Gloria C Larson director UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Lisa G Iglesias officer: EVP, General Counsel 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Richard P Mckenney officer: Executive Vice President UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Cherie Pashley officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, LAW DEPT. 7N200, CHATTANOOGA TN 37402
Gale V. King director 123 SOUTH FRONT STREET, MEMPHIS TN 38103
Francis Shammo director 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Timothy F Keaney director 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Mark Paul Till officer: EVP & CEO Designate, Unum Intl 1 FOUNTAIN SQUARE, LAW DEPARTMENT (E7N200), CHATTANOOGA TN 37402
Martha Leiper officer: EVP, Chief Investment Officer 9800 FREDERICKSBURG ROAD, SAN ANTONIO TX 78288