GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Southern Michigan Bancorp Inc (OTCPK:SOMC) » Definitions » 3-Year FCF Growth Rate

Southern Michigan Bancorp (Southern Michigan Bancorp) 3-Year FCF Growth Rate : 0.00% (As of Dec. 2018)


View and export this data going back to . Start your Free Trial

What is Southern Michigan Bancorp 3-Year FCF Growth Rate?

Southern Michigan Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2018 was $0.00.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.


Competitive Comparison of Southern Michigan Bancorp's 3-Year FCF Growth Rate

For the Banks - Regional subindustry, Southern Michigan Bancorp's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Michigan Bancorp's 3-Year FCF Growth Rate Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southern Michigan Bancorp's 3-Year FCF Growth Rate distribution charts can be found below:

* The bar in red indicates where Southern Michigan Bancorp's 3-Year FCF Growth Rate falls into.



Southern Michigan Bancorp 3-Year FCF Growth Rate Calculation

This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.


Southern Michigan Bancorp  (OTCPK:SOMC) 3-Year FCF Growth Rate Explanation

Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.


Southern Michigan Bancorp 3-Year FCF Growth Rate Related Terms

Thank you for viewing the detailed overview of Southern Michigan Bancorp's 3-Year FCF Growth Rate provided by GuruFocus.com. Please click on the following links to see related term pages.


Southern Michigan Bancorp (Southern Michigan Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
51 West Pearl Street, Coldwater, MI, USA, 49036
Southern Michigan Bancorp Inc is a United States-based financial holding company. It is engaged in the business activity of the ownership and management of its wholly-owned subsidiary bank. The Bank offers individuals, businesses, institutions, and government agencies a full range of commercial banking services. The customer base is located primarily in the southwest Michigan communities in which the Bank has branches, and in areas immediately surrounding these communities. The Bank makes commercial and consumer loans to customers. The majority of loans are secured by business assets, commercial and residential real estate, and consumer assets. The bank operates in a single segment: commercial banking.

Southern Michigan Bancorp (Southern Michigan Bancorp) Headlines

No Headlines