Muncy Columbia Financial (Muncy Columbia Financial) Cash-to-Debt : 0.15 (As of Dec. 2023)

View and export this data going back to . Start your Free Trial

What is Muncy Columbia Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Muncy Columbia Financial's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.15.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Muncy Columbia Financial couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Muncy Columbia Financial's Cash-to-Debt or its related term are showing as below:

CCFN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09 Med: 0.86 Max: 545.13
Current: 0.09

During the past 13 years, Muncy Columbia Financial's highest Cash to Debt Ratio was 545.13. The lowest was 0.09. And the median was 0.86.

CCFN's Cash-to-Debt is ranked worse than
94.12% of 1428 companies
in the Banks industry
Industry Median: 1.3 vs CCFN: 0.09

Muncy Columbia Financial Cash-to-Debt Historical Data

The historical data trend for Muncy Columbia Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Muncy Columbia Financial Cash-to-Debt Chart

Muncy Columbia Financial Annual Data

Trend

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

161.64

0.22

0.11

545.13

0.15

Muncy Columbia Financial Quarterly Data
	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Sep19	Sep20	Sep21	Jun22	Sep22	Dec22	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															545.13	0.37	0.69	0.15	0.09

Competitive Comparison of Muncy Columbia Financial's Cash-to-Debt

For the Banks - Regional subindustry, Muncy Columbia Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muncy Columbia Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Cash-to-Debt falls into.

Muncy Columbia Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Muncy Columbia Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	19.356	/	(63	+	70.448)
	=	0.15

Muncy Columbia Financial's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	19.356	/	(63	+	70.448)
	=	0.15

Muncy Columbia Financial (OTCPK:CCFN) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Muncy Columbia Financial Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Muncy Columbia Financial's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Muncy Columbia Financial (Muncy Columbia Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Muncy Columbia Financial Corp (OTCPK:CCFN) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

232 East Street, P.O. Box 240, Bloomsburg, PA, USA, 17815

Website

https://www.journeybank.com

Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, serving individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, Northumberland, Sullivan and Clinton Counties through 22 banking offices.

Executives

Robert W Dillon	director	PO BOX 180, BLOOMSBURG PA 17815
Kile Willard H Jr	director
Charles B Pursel	director	120 WEST MAIN STREET, BLOOMSBURG PA 17815
P Jeffrey Hill	director	2204 SHASTA DRIVE, BLOOMSBURG PA 17815
Jeffrey Thomas Arnold	officer: Treasurer, CFO	1414 BRUSHY RIDGE ROAD, MONTOURSVILLE PA 17754
Gittler William F Jr	director	PMB 288, SUITE 1, 150 EAST NINTH ST., BLOOMSBURG PA 17815
Paul K Page	officer: Senior Vice President	11 WEST MAIN STREET, BLOOMSBURG PA 17815
Shirley K Alters	officer: Senior Vice President & CFO	19 APPLE LANE, BLOOMSBURG PA 17815
Steven H Shannon	director	PO BOX 803, BLOOMSBURG PA 17815
Glenn E Halterman	director	1417 TREELINE DRIVE, BLOOMSBURG PA 17815
Naugle Mary Ann B	director	68 VISTA ROAD, BERWICK PA 18603
Joanne I Keenan	director	2 BITTERSWEET DRIVE, BLOOMSBURG PA 17815
Andrew B Pruden	director	THE INN AT TURKEY HILL, 991 CENTRAL ROAD, BLOOMSBURG PA 17815
Harding Elwood R Jr	director
Mcmichael W Bruce Jr	director	83 DEER PATH DR, BERWICK PA 18603

Muncy Columbia Financial (Muncy Columbia Financial) Headlines

From GuruFocus

SHAREHOLDER ALERT: Weiss Law Investigates CCFNB Bancorp, Inc.

By PRNewswire PRNewswire • 04-19-2023

CCFNB Bancorp Inc's Dividend Analysis

By GuruFocus Research • 10-16-2023

SHAREHOLDER ALERT: Weiss Law Investigates Muncy Bank Financial, Inc.

By PRNewswire PRNewswire • 04-19-2023