GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Bank System Inc (FRA:CBY) » Definitions » 3-Year Book Growth Rate

Community Bank System (FRA:CBY) 3-Year Book Growth Rate : -6.70% (As of Dec. 2023)


View and export this data going back to 2014. Start your Free Trial

What is Community Bank System 3-Year Book Growth Rate?

Community Bank System's Book Value per Share for the quarter that ended in Dec. 2023 was €29.20.

During the past 12 months, Community Bank System's average Book Value per Share Growth Rate was 10.30% per year. During the past 3 years, the average Book Value per Share Growth Rate was -6.70% per year. During the past 5 years, the average Book Value per Share Growth Rate was -2.50% per year. During the past 10 years, the average Book Value per Share Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Community Bank System was 22.90% per year. The lowest was -6.90% per year. And the median was 7.35% per year.


Competitive Comparison of Community Bank System's 3-Year Book Growth Rate

For the Banks - Regional subindustry, Community Bank System's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bank System's 3-Year Book Growth Rate Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bank System's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Community Bank System's 3-Year Book Growth Rate falls into.



Community Bank System 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.


Community Bank System  (FRA:CBY) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Community Bank System 3-Year Book Growth Rate Related Terms

Thank you for viewing the detailed overview of Community Bank System's 3-Year Book Growth Rate provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bank System (FRA:CBY) Business Description

Traded in Other Exchanges
Address
5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.

Community Bank System (FRA:CBY) Headlines

No Headlines