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Norwood Financial (Norwood Financial) Shiller PE Ratio : 10.94 (As of May. 02, 2024)


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What is Norwood Financial Shiller PE Ratio?

As of today (2024-05-02), Norwood Financial's current share price is $25.50. Norwood Financial's E10 for the quarter that ended in Dec. 2023 was $2.33. Norwood Financial's Shiller PE Ratio for today is 10.94.

The historical rank and industry rank for Norwood Financial's Shiller PE Ratio or its related term are showing as below:

NWFL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.19   Med: 13.76   Max: 25.17
Current: 10.94

During the past years, Norwood Financial's highest Shiller PE Ratio was 25.17. The lowest was 10.19. And the median was 13.76.

NWFL's Shiller PE Ratio is ranked worse than
52.73% of 1134 companies
in the Banks industry
Industry Median: 10.285 vs NWFL: 10.94

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Norwood Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.33 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Norwood Financial Shiller PE Ratio Historical Data

The historical data trend for Norwood Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Norwood Financial Shiller PE Ratio Chart

Norwood Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.31 15.36 13.29 14.88 14.14

Norwood Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.78 12.49 10.80 14.14 -

Competitive Comparison of Norwood Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Norwood Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norwood Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Norwood Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Norwood Financial's Shiller PE Ratio falls into.



Norwood Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Norwood Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=25.50/2.33
=10.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norwood Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Norwood Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.04/129.4194*129.4194
=0.040

Current CPI (Dec. 2023) = 129.4194.

Norwood Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.360 99.695 0.467
201406 0.373 100.560 0.480
201409 0.387 100.428 0.499
201412 0.280 99.070 0.366
201503 0.367 99.621 0.477
201506 0.353 100.684 0.454
201509 0.320 100.392 0.413
201512 0.027 99.792 0.035
201603 0.340 100.470 0.438
201606 0.340 101.688 0.433
201609 0.100 101.861 0.127
201612 0.373 101.863 0.474
201703 0.380 102.862 0.478
201706 0.430 103.349 0.538
201709 0.470 104.136 0.584
201712 0.030 104.011 0.037
201803 0.500 105.290 0.615
201806 0.560 106.317 0.682
201809 0.580 106.507 0.705
201812 0.530 105.998 0.647
201903 0.510 107.251 0.615
201906 0.560 108.070 0.671
201909 0.620 108.329 0.741
201912 0.570 108.420 0.680
202003 0.490 108.902 0.582
202006 0.240 108.767 0.286
202009 0.620 109.815 0.731
202012 0.670 109.897 0.789
202103 0.670 111.754 0.776
202106 0.700 114.631 0.790
202109 0.850 115.734 0.951
202112 0.810 117.630 0.891
202203 0.870 121.301 0.928
202206 0.840 125.017 0.870
202209 1.000 125.227 1.033
202212 0.880 125.222 0.909
202303 0.710 127.348 0.722
202306 0.810 128.729 0.814
202309 0.510 129.860 0.508
202312 0.040 129.419 0.040

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Norwood Financial  (NAS:NWFL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Norwood Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Norwood Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Norwood Financial (Norwood Financial) Business Description

Traded in Other Exchanges
N/A
Address
717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
Executives
Andrew Forte director 717 MAIN STREET, HONESDALE PA 18431
James O Donnelly officer: President & CEO 717 MAIN ST, HONESDALE PA 18431
Jeffrey S Gifford director GIFFORD JEFFREY S, 717 MAIN STREET, HONESDALE PA 18431
Joseph W Adams director 717 MAIN STREET, HONESDALE PA 18431
William S Lance officer: EVP & CFO 717 MAIN STREET, HONESDALE PA 18431
John F Carmody officer: EVP & Chief Credit Officer 717 MAIN STREET, HONESDALE PA 18431
Lewis J Critelli director, officer: President & CEO P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Alexandra K Nolan director NOLAN ALEXANDRA K, 717 MAIN STREET, HONESDALE PA 18431
Robert J Mancuso officer: EVP & Chief Credit Officer 717 MAIN STREET, HONESDALE PA 18431
Vincent O'bell officer: See Remarks 717 MAIN STREET, HONESDALE PA 18431
Davis William W Jr director, officer: Chairman of the Board P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Kenneth A Phillips director P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
John H Sanders officer: Senior Vice President P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Susan Campfield director 717 MAIN STREET, HONESDALE PA 18431
Meg L Hungerford director 717 MAIN STREET, HONESDALE PA 18431

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