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Citizens Community Bancorp (Citizens Community Bancorp) Shiller PE Ratio : 9.50 (As of Apr. 28, 2024)


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What is Citizens Community Bancorp Shiller PE Ratio?

As of today (2024-04-28), Citizens Community Bancorp's current share price is $10.36. Citizens Community Bancorp's E10 for the quarter that ended in Dec. 2023 was $1.09. Citizens Community Bancorp's Shiller PE Ratio for today is 9.50.

The historical rank and industry rank for Citizens Community Bancorp's Shiller PE Ratio or its related term are showing as below:

CZWI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.92   Med: 41   Max: 844
Current: 9.51

During the past years, Citizens Community Bancorp's highest Shiller PE Ratio was 844.00. The lowest was 7.92. And the median was 41.00.

CZWI's Shiller PE Ratio is ranked better than
56.62% of 1125 companies
in the Banks industry
Industry Median: 10.36 vs CZWI: 9.51

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Citizens Community Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.350. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.09 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Community Bancorp Shiller PE Ratio Historical Data

The historical data trend for Citizens Community Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Community Bancorp Shiller PE Ratio Chart

Citizens Community Bancorp Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.56 20.88 18.09 12.54 10.75

Citizens Community Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.54 10.58 8.51 9.01 10.75

Competitive Comparison of Citizens Community Bancorp's Shiller PE Ratio

For the Banks - Regional subindustry, Citizens Community Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Community Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Community Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Community Bancorp's Shiller PE Ratio falls into.



Citizens Community Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Citizens Community Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=10.36/1.09
=9.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Community Bancorp's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Citizens Community Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.35/129.4194*129.4194
=0.350

Current CPI (Dec. 2023) = 129.4194.

Citizens Community Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.060 99.695 0.078
201406 0.110 100.560 0.142
201409 0.110 100.428 0.142
201412 0.140 99.070 0.183
201503 0.110 99.621 0.143
201506 0.120 100.684 0.154
201509 0.130 100.392 0.168
201512 0.160 99.792 0.208
201603 0.130 100.470 0.167
201606 0.160 101.688 0.204
201609 0.120 101.861 0.152
201612 0.180 101.863 0.229
201703 0.170 102.862 0.214
201706 0.200 103.349 0.250
201709 -0.080 104.136 -0.099
201712 0.230 104.011 0.286
201803 0.230 105.290 0.283
201806 0.080 106.317 0.097
201809 0.100 106.507 0.122
201812 0.120 105.998 0.147
201903 0.090 107.251 0.109
201906 0.370 108.070 0.443
201909 0.110 108.329 0.131
201912 0.280 108.420 0.334
202003 0.230 108.902 0.273
202006 0.280 108.767 0.333
202009 0.310 109.815 0.365
202012 0.320 109.897 0.377
202103 0.500 111.754 0.579
202106 0.440 114.631 0.497
202109 0.470 115.734 0.526
202112 0.580 117.630 0.638
202203 0.450 121.301 0.480
202206 0.410 125.017 0.424
202209 0.380 125.227 0.393
202212 0.450 125.222 0.465
202303 0.350 127.348 0.356
202306 0.310 128.729 0.312
202309 0.240 129.860 0.239
202312 0.350 129.419 0.350

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens Community Bancorp  (NAS:CZWI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Citizens Community Bancorp Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Community Bancorp's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Community Bancorp (Citizens Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
Executives
Stephen M Bianchi officer: CEO and President 225 S. MAIN AVENUE, SIOUX FALLS SD 57104
Kristina M Bourget director 1703 PINE PARK DRIVE, EAU CLAIRE WI 54701
Kathleen Skarvan other: Director of Subsidiary 40 WEST HIGHLAND PARK DR NE, HUTCHINSON MN 55350
James S Broucek officer: Chief Financial Officer
Timothy L Olson director 2727 PINE VIEW ROAD, EAU CLAIRE WI 54703
James D Moll director 400 9TH AVE SW, WELLS MN 56097
Francis E Felber director 754 OAK ST, BARRON WI 54812
William Glen Bertrand other: Director of Subsidiary E3420 N PINECREEK ROAD, ELEVA WI 54738
Richard Mchugh director, other: Chairman C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Nicholas William Amundsen other: Director of Subsidiary S4443 RYGG ROAD, EAU CLAIRE WI 54701
Martin S. Friedman 10 percent owner 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
James R Lang director 2194 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael R Conner other: Director of Subsidiary 1124 CUMMINGS COURT, EAU CLAIRE WI 54701
Brian R Schilling director C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael L Swenson director 1414 WEST HAMILTON AVE., STE 3, EAU CLAIRE WI 54701