Community Bank System (Community Bank System) FCF Margin % : 22.61% (As of Dec. 2023)

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What is Community Bank System FCF Margin %?

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Community Bank System's Free Cash Flow for the three months ended in Dec. 2023 was $40.0 Mil. Community Bank System's Revenue for the three months ended in Dec. 2023 was $177.0 Mil. Therefore, Community Bank System's FCF Margin % for the quarter that ended in Dec. 2023 was 22.61%.

As of today, Community Bank System's current FCF Yield % is 8.91%.

The historical rank and industry rank for Community Bank System's FCF Margin % or its related term are showing as below:

CBU' s FCF Margin % Range Over the Past 10 Years
Min: 27.62 Med: 30.2 Max: 36.66
Current: 29.77

During the past 13 years, the highest FCF Margin % of Community Bank System was 36.66%. The lowest was 27.62%. And the median was 30.20%.

CBU's FCF Margin % is ranked better than
53.27% of 1423 companies
in the Banks industry
Industry Median: 27.32 vs CBU: 29.77

Community Bank System FCF Margin % Historical Data

The historical data trend for Community Bank System's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bank System FCF Margin % Chart

Community Bank System Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

FCF Margin %

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33.37

27.62

30.48

29.69

32.19

Community Bank System Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
FCF Margin %	Get a 7-Day Free Trial															58.98	22.03	33.02	22.61	-

Competitive Comparison of Community Bank System's FCF Margin %

For the Banks - Regional subindustry, Community Bank System's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Bank System's FCF Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bank System's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Community Bank System's FCF Margin % falls into.

Community Bank System FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Community Bank System's FCF Margin for the fiscal year that ended in Dec. 2023 is calculated as

FCF Margin	=	Free Cash Flow (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	209.835	/	651.877
	=	32.19 %

Community Bank System's FCF Margin for the quarter that ended in Dec. 2023 is calculated as

FCF Margin	=	Free Cash Flow (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	40.01	/	176.959
	=	22.61 %

Community Bank System FCF Margin % Related Terms

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Community Bank System (Community Bank System) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Bank System Inc (NYSE:CBU) » Definitions » FCF Margin %

Comparable Companies

Traded in Other Exchanges

CBY:Germany

Address

5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883

Website

https://www.cbna.com

Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.

Executives

Sally A Steele	director
Jeffrey M Levy	officer: President, Commercial Banking	52 SOUTH BROAD STREET, NORWICH NY 13815
Brian R Ace	director
Dimitar Karaivanov	officer: EVP Financial Serv & Corp Dev	C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Kerrie D. Macpherson	director	5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214
Mark J. Bolus	director	R.R. 1, BOX 412A, DALTON PA 18414
John F. Whipple	director	1692 GOODRICH AVENUE, OLEAN NY 14760
Michael N Abdo	officer: EVP and General Counsel	5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Jeffrey J Knauss	director	2438 EAST LAKE ROAD, SKANEATELES NY 13152
George J Getman	officer: Executive VP & General Counsel	7856 CAHILL ROAD, MANLIUS NY 13104
Maureen A Gillan-myer	officer: EVP, Chief Human Resources Off	C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018
John Parente	director	478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657
Joseph Jonathon Lemchak	officer: SVP, Chief Investment Officer	4482 YOUNG ROAD, SYRACUSE NY 13215
Eric Stickels	director	182 MAIN STREET, ONEIDA NY 13421
Susan E Skerritt	director	3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408