The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions ING build up a global footprint. The 2008 financial crisis forced ING to seek government support—a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market-leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.6
Equity-to-Asset	0.05
Debt-to-Equity	2.93
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.48	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.2
	3-Year EPS without NRI Growth Rate	36.8
	3-Year Book Growth Rate	3
	Future 3-5Y EPS without NRI Growth Rate	23.7
	Future 3-5Y Total Revenue Growth Rate	0.09

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	5
	Shareholder Yield %	-45.5

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	32.32
	FCF Margin %	-51.4
	ROE %	14.27
	ROA %	0.73
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.12
	Forward PE Ratio	7.56
	PE Ratio without NRI	7.07
	Shiller PE Ratio	10.41
	PEG Ratio	2.02
	PS Ratio	2.3
	PB Ratio	0.96
	Price-to-Tangible-Book	0.98
	EV-to-Revenue	4.86
	EV-to-FCF	-9.45
	Price-to-Projected-FCF	0.32
	Price-to-DCF (Earnings Based)	0.46
	Price-to-Graham-Number	0.55
	FCF Yield %	-23.9
	Forward Rate of Return (Yacktman) %	30.14

Financials (Next Earnings Date:2024-05-10 Est.)

Annual Quarterly TTM

XBRU:INGS's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

ING Groep N.V. Operating Data

Annual Quarterly

XBRU:INGS's Complete Operating Data

No operating data available for ING Groep N.V..

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

ING Groep N.V. Executives

Details

GF Value: €10.3

XBRU:INGS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with INGS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	22,543
	EPS (TTM) (€)	0
	Beta	0
	Volatility %	0
	14-Day RSI	0
	14-Day ATR (€)	0
	20-Day SMA (€)	0
	12-1 Month Momentum %	0
	52-Week Range (€)	8.95 - 10.95
	Shares Outstanding (Mil)	3,856.5

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

ING Groep N.V. Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

ING Groep N.V. Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

ING Groep N.V. Frequently Asked Questions

What is ING Groep N.V.(XBRU:INGS)'s stock price today?

The current price of XBRU:INGS is €10.27. The 52 week high of XBRU:INGS is €10.95 and 52 week low is €8.95.

When is next earnings date of ING Groep N.V.(XBRU:INGS)?

The next earnings date of ING Groep N.V.(XBRU:INGS) is 2024-05-10 Est..

Does ING Groep N.V.(XBRU:INGS) pay dividends? If so, how much?

ING Groep N.V.(XBRU:INGS) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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