Time Finance PLC

LSE:TIME (UK)   Ordinary Shares
£ 0.41 (+0.62%) Apr 18
9.24
P/B:
0.57
Market Cap:
£ 37.47M ($ 46.60M)
Enterprise V:
£ 38.69M ($ 48.12M)
Volume:
138.89K
Avg Vol (2M):
280.20K
Warning! GuruFocus detected 4 Severe warning signs with TIME. Try a 7-Day Free Trial to check it out.
Also Trade In:
Volume:
138.89K
Market Cap £:
37.47M
Market Cap $:
46.60M
9.24
Avg Vol (2M):
280.20K
Enterprise Value £:
38.69M
Enterprise Value $:
48.12M
PB Ratio:
0.57
Alerts Website Sources Stock PDF
Dataset
Financial Download Manual of Stocksâ„¢

Business Description

Time Finance PLC

ISIN : GB00BCDBXK43
https://www.timefinance.com
The Square, Lower Bristol Road, St James House, Bath, GBR, BA2 3BH

Share Class Description:

LSE:TIME: Ordinary Shares
Compare
Compare
LSE:DFCHLSE:ASAILSE:VCAPLSE:LENDLSE:ORCHLSE:BANKLSE:AMGOLSE:TRULSE:LITLSE:VANQVMAAXPPYPLCOFBOM:500034IST:QNBFLDFSBOM:543257SYF
Traded in other countries / regions
TIME.UKB5D1.Germany
IPO Date
2006-07-25
Description
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium sized enterprises) in the United Kingdom. The company operates in Asset Finance, Vehicle Finance, Loan Finance, and Invoice Finance. It generates most of the revenue from the Asset Finance division.

Financial Strength

7/10
Name Current Vs Industry Vs History
Cash-To-Debt 0.47
Equity-to-Asset 0.33
Debt-to-Equity 0.04
Debt-to-EBITDA 0.43
Interest Coverage 51.32
Piotroski F-Score 7/9
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 0.81
Distress
Grey
Safe
Beneish M-Score -2.07
Manipulator
Not Manipulator
WACC vs ROIC
WACC
ROIC

Growth Rank

4/10
Name Current Vs Industry Vs History
3-Year Revenue Growth Rate -3.5
3-Year EBITDA Growth Rate 12.6
3-Year EPS without NRI Growth Rate 15.5
3-Year FCF Growth Rate -8.8
3-Year Book Growth Rate 2.4

Momentum Rank

6/10
Name Current Vs Industry Vs History
5-Day RSI 54.02
9-Day RSI 55.57
14-Day RSI 55.88
6-1 Month Momentum % 30.53
12-1 Month Momentum % 58.3

Liquidity Ratio

Name Current Vs Industry Vs History
Current Ratio 1.42
Quick Ratio 1.42
Cash Ratio 0.02
Days Sales Outstanding 1093.13
Days Payable 1830.99

Dividend & Buy Back

Name Current Vs Industry Vs History
3-Year Average Share Buyback Ratio -1.3
Shareholder Yield % 3.39

Profitability Rank

7/10
Name Current Vs Industry Vs History
Gross Margin % 57.55
Operating Margin % 16.91
Net Margin % 13.61
FCF Margin % -0.73
ROE % 6.49
ROA % 2.2
ROIC % 3.49
ROC (Joel Greenblatt) % 20.18
ROCE % 4.26
Years of Profitability over Past 10-Year 10

GF Value Rank

Name Current Vs Industry Vs History
PE Ratio 9.24
Forward PE Ratio 7.5
PE Ratio without NRI 9.46
Shiller PE Ratio 8.65
Price-to-Owner-Earnings 27.83
PS Ratio 1.25
PB Ratio 0.57
Price-to-Tangible-Book 1.04
Price-to-Operating-Cash-Flow 15.29
EV-to-EBIT 7.81
EV-to-Forward-EBIT 5.53
EV-to-EBITDA 7.16
EV-to-Forward-EBITDA 5.16
EV-to-Revenue 1.31
EV-to-Forward-Revenue 1.17
EV-to-FCF -185.33
Price-to-Projected-FCF 0.59
Price-to-Median-PS-Value 0.88
Price-to-Graham-Number 0.66
Earnings Yield (Greenblatt) % 12.81
FCF Yield % -0.58
Forward Rate of Return (Yacktman) % -15.29

Financials (Next Earnings Date:2024-09-25)

LSE:TIME's 30-Y Financials
AAPL
Income Statement Breakdown
No Enough Data
AAPL
Balance Sheet Breakdown
No Enough Data
AAPL
Cashflow Statement Breakdown
No Enough Data

Historical Operating Revenue by Business Segment

Historical Operating Revenue by Geographic Region

5-Step DuPont Analysis as of
No Enough Data

Guru Trades

See Details
To

Insider Trades

See Details
To

Peter Lynch Chart

Y-axis scale:
Interactive Chart
To

Performance

Dividend
Log
Bar
To

Annualized Return %  

Symbol
1 Week
1 Month
3 Months
6 Months
YTD
1 Year
3 Years
5 Years
10 Years

Total Annual Return %  

Symbol
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Time Finance PLC Executives

Details

GF Value: £0.27

LSE:TIME

Valuation Chart

Year:

Analyst Estimate

Key Statistics

Name Value
Revenue (TTM) (Mil £) 29.437
EPS (TTM) (£) 0.043
Beta 1.45
Volatility % 33.63
14-Day RSI 55.88
14-Day ATR (£) 0.016489
20-Day SMA (£) 0.398375
12-1 Month Momentum % 58.3
52-Week Range (£) 0.23 - 0.44
Shares Outstanding (Mil) 92.51

Piotroski F-Score Details

Year:
Component Result
Piotroski F-Score 7
Positive ROA
Positive CFROA
Higher ROA yoy
CFROA > ROA
Lower Leverage yoy
Higher Current Ratio yoy
Less Shares Outstanding yoy
Higher Gross Margin yoy
Higher Asset Turnover yoy

Time Finance PLC Filings

Filing Date Document Date Form
No Filing Data

Time Finance PLC Stock Events

Financials Calendars
Event Date Price(£)
No Event Data

Time Finance PLC Frequently Asked Questions

What is Time Finance PLC(LSE:TIME)'s stock price today?
The current price of LSE:TIME is £0.41. The 52 week high of LSE:TIME is £0.44 and 52 week low is £0.23.
When is next earnings date of Time Finance PLC(LSE:TIME)?
The next earnings date of Time Finance PLC(LSE:TIME) is 2024-09-25.
Does Time Finance PLC(LSE:TIME) pay dividends? If so, how much?
Time Finance PLC(LSE:TIME) does not pay dividend.

Press Release

Subject Date
No Press Release
Research Tools
All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Discussion Board
Product
Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Mobile App 中文
Education
Financial Glossary Tutorials FAQ Schedule Free Session Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation
Company
About GuruFocus Career Contact Us ETF Advertise Site Map Term of Use Privacy Policy Referral Program Partner Program
Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey
Follow Us
download GuruFocus on Apple store download GuruFocus on Google Play
Disclaimers
GuruFocus.com is not operated by a broker or a dealer. It has an affiliated registered investment adviser, which serves as the subadviser to an exchange traded fund. This investment adviser does not provide advice to individual investors. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Data is updated daily.
© 2004-2024 GuruFocus.com, LLC. All Rights Reserved.