HomeTrust Bancshares Inc operates as a bank holding company. It engaged in the business of planning, directing and coordinating the business activities of the Bank. The Bank is a North Carolina state chartered bank and provides a range of retail and commercial banking products.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.85
Equity-to-Asset	0.11
Debt-to-Equity	0.27
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.72	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.5
	3-Year EPS without NRI Growth Rate	16.8
	3-Year Book Growth Rate	3.1
	Future 3-5Y Total Revenue Growth Rate	8.71

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	46.52
	9-Day RSI	40.42
	14-Day RSI	41.09
	6-1 Month Momentum %	19.95
	12-1 Month Momentum %	10.36

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.72
	Dividend Payout Ratio	0.13
	3-Year Dividend Growth Rate	24.8
	Forward Dividend Yield %	1.81
	5-Year Yield-on-Cost %	1.72
	3-Year Average Share Buyback Ratio	4.6
	Shareholder Yield %	-46.98

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	24.93
	FCF Margin %	-48.51
	ROE %	10.77
	ROA %	1.13
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	8.18
	Forward PE Ratio	7.63
	PE Ratio without NRI	7.64
	Shiller PE Ratio	16.88
	Price-to-Owner-Earnings	9.06
	PEG Ratio	2.12
	PS Ratio	1.98
	PB Ratio	0.85
	Price-to-Tangible-Book	0.93
	EV-to-Revenue	0.88
	EV-to-FCF	-1.75
	Price-to-Projected-FCF	2.92
	Price-to-DCF (Earnings Based)	0.25
	Price-to-Median-PS-Value	0.56
	Price-to-Graham-Number	0.56
	FCF Yield %	-22.97
	Forward Rate of Return (Yacktman) %	-2.53

GF Value: $31.56

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