Business Description
Community Bank System Inc
NAICS : 522110
SIC : 6021
ISIN : US2036071064
Share Class Description:
FRA:CBY: Ordinary SharesDescription
Community Bank System Inc is a financial holding company. The company predominantly operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.42 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.27 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.8 | |||||
| 3-Year EPS without NRI Growth Rate | 1.4 | |||||
| 3-Year FCF Growth Rate | 8.1 | |||||
| 3-Year Book Growth Rate | -6.7 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 57.36 | |||||
| 9-Day RSI | 50.09 | |||||
| 14-Day RSI | 48.26 | |||||
| 6-1 Month Momentum % | 1.5 | |||||
| 12-1 Month Momentum % | -6.02 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.03 | |||||
| Dividend Payout Ratio | 0.51 | |||||
| 3-Year Dividend Growth Rate | 2.4 | |||||
| Forward Dividend Yield % | 4.04 | |||||
| 5-Year Yield-on-Cost % | 5.18 | |||||
| 3-Year Average Share Buyback Ratio | 0.2 | |||||
| Shareholder Yield % | 4.44 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 20.24 | |||||
| FCF Margin % | 32.27 | |||||
| ROE % | 8.19 | |||||
| ROA % | 0.86 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 17.59 | |||||
| Forward PE Ratio | 12.61 | |||||
| PE Ratio without NRI | 12.68 | |||||
| Shiller PE Ratio | 13.11 | |||||
| Price-to-Owner-Earnings | 15.79 | |||||
| PS Ratio | 3.67 | |||||
| PB Ratio | 1.4 | |||||
| Price-to-Tangible-Book | 2.97 | |||||
| Price-to-Free-Cash-Flow | 11.42 | |||||
| Price-to-Operating-Cash-Flow | 10.49 | |||||
| EV-to-Revenue | 4.02 | |||||
| EV-to-Forward-Revenue | 5.36 | |||||
| EV-to-FCF | 12.47 | |||||
| Price-to-Projected-FCF | 0.74 | |||||
| Price-to-Median-PS-Value | 0.69 | |||||
| Price-to-Graham-Number | 1.29 | |||||
| FCF Yield % | 8.94 | |||||
| Forward Rate of Return (Yacktman) % | 3.79 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Community Bank System Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 604.443 | ||
| EPS (TTM) (€) | 2.343 | ||
| Beta | 0.74 | ||
| Volatility % | 32.54 | ||
| 14-Day RSI | 48.26 | ||
| 14-Day ATR (€) | 0.712327 | ||
| 20-Day SMA (€) | 41.62 | ||
| 12-1 Month Momentum % | -6.02 | ||
| 52-Week Range (€) | 35.4 - 51 | ||
| Shares Outstanding (Mil) | 52.76 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Community Bank System Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Community Bank System Inc Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Community Bank System Inc Frequently Asked Questions
What is Community Bank System Inc(FRA:CBY)'s stock price today?
The current price of FRA:CBY is €41.00. The 52 week high of FRA:CBY is €51.00 and 52 week low is €35.40.
When is next earnings date of Community Bank System Inc(FRA:CBY)?
The next earnings date of Community Bank System Inc(FRA:CBY) is 2024-04-23.
Does Community Bank System Inc(FRA:CBY) pay dividends? If so, how much?
The Dividend Yield %  of Community Bank System Inc(FRA:CBY) is 4.03% (As of Today), Highest Dividend Payout Ratio of Community Bank System Inc(FRA:CBY) was 0.53. The lowest was 0.43. And the median was 0.48. The  Forward Dividend Yield % of Community Bank System Inc(FRA:CBY) is 4.04%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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