Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.15
Equity-to-Asset	0.09
Debt-to-Equity	0.87
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-121.73	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1.9
	3-Year EPS without NRI Growth Rate	-7.8
	3-Year Book Growth Rate	0.8

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	53.08
	9-Day RSI	48.1
	14-Day RSI	46.33
	6-1 Month Momentum %	-13.09
	12-1 Month Momentum %	-24.89

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.72
	Dividend Payout Ratio	0.84
	3-Year Dividend Growth Rate	5.2
	Forward Dividend Yield %	5.82
	5-Year Yield-on-Cost %	7.03
	3-Year Average Share Buyback Ratio	-18.7
	Shareholder Yield %	-54.29

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	6.14
	FCF Margin %	25.94
	ROE %	1.38
	ROA %	0.13
	Years of Profitability over Past 10-Year	10

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	35.17
	PE Ratio without NRI	19.76
	Shiller PE Ratio	7.38
	PEG Ratio	10.4
	PS Ratio	3.29
	PB Ratio	0.7
	Price-to-Tangible-Book	0.93
	Price-to-Free-Cash-Flow	11.26
	Price-to-Operating-Cash-Flow	9.74
	EV-to-Revenue	9.43
	EV-to-FCF	36.2
	Price-to-Projected-FCF	0.37
	Price-to-Graham-Number	0.67
	FCF Yield %	5.66
	Forward Rate of Return (Yacktman) %	9.53

Financials (Next Earnings Date:2024-04-25 Est.)

Annual Quarterly TTM

CCFN's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with OTCPK:CCFN

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Muncy Columbia Financial Corp Executives

Details

GF Value: $65.54

CCFN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with CCFN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	23.556
	EPS (TTM) ($)	0.86
	Beta	-0.06
	Volatility %	28.42
	14-Day RSI	46.33
	14-Day ATR ($)	0.793043
	20-Day SMA ($)	30.61
	12-1 Month Momentum %	-24.89
	52-Week Range ($)	28.5 - 47
	Shares Outstanding (Mil)	3.57

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Muncy Columbia Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Muncy Columbia Financial Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Muncy Columbia Financial Corp Frequently Asked Questions

What is Muncy Columbia Financial Corp(CCFN)'s stock price today?

The current price of CCFN is $30.25. The 52 week high of CCFN is $47.00 and 52 week low is $28.50.

When is next earnings date of Muncy Columbia Financial Corp(CCFN)?

The next earnings date of Muncy Columbia Financial Corp(CCFN) is 2024-04-25 Est..

Does Muncy Columbia Financial Corp(CCFN) pay dividends? If so, how much?

The Dividend Yield % of Muncy Columbia Financial Corp(CCFN) is 5.72% (As of Today), Highest Dividend Payout Ratio of Muncy Columbia Financial Corp(CCFN) was 0.84. The lowest was 0.37. And the median was 0.43. The Forward Dividend Yield % of Muncy Columbia Financial Corp(CCFN) is 5.82%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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