Q1 2024 Kaspi.kz AO Earnings Call Transcript

Apr 22, 2024 / 12:00PM GMT
Operator

Hello, everyone, and welcome to Kaspi's First Quarter 2024 Financial Results. My name is Harry, and I'll be your operator today. (Operator Instructions)

It is now my pleasure to turn the call over to David Ferguson from Kaspi to begin. David, please go ahead when you're ready.

David Ferguson - Joint Stock Company Kaspi.kz - Head of IR

Thank you, Harry. Hi, everybody. Welcome to our first quarter 2024 financial results conference call. Joining me on the call today, we've got Mikheil Lomtadze, our Co-Founder and CEO; Pavel Mironov, our Chief Operating Officer and Deputy CEO; Tengiz Mosidze, Chief Financial Officer and Deputy CEO; and Yuri Didenko, Head of Capital Markets and Deputy CEO.

As usual, we will go -- Mikheil will take you through the strategic updates. I'll take you through to the financial section, and then we'll open the call up for the regular Q&A.

So on that note, Mikheil, over to you, please.

Mikheil N. Lomtadze - Joint Stock Company Kaspi.kz - Co-Founder, Executive Director, Chairman of

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