Kaspi.kz JSC (KSPI, Financial) has recently caught the attention of investors with its notable stock performance. The company's market capitalization stands at a robust $22.95 billion, with the current stock price at $120.96. Over the past week, the stock has experienced a 3.40% gain, while the past three months have seen an impressive 21.16% increase. When compared to the GF Value of $115.48, Kaspi.kz is currently deemed to be Fairly Valued, a shift from its previous status of Modestly Undervalued when the GF Value was at $110.47 three months ago. This positive trajectory suggests that the company is gaining momentum in the eyes of investors.
Introducing Kaspi.kz JSC
Kaspi.kz JSC operates within the software industry, primarily in Kazakhstan. The company has established a comprehensive payment, marketplace, and Fintech ecosystem. Its services include a Payments Platform that facilitates digital transactions between consumers and merchants, a Marketplace Platform that connects merchants with consumers for a wide range of products and services, and a Fintech Platform that offers online personal finance management, consumer finance, and deposit products through the Kaspi.kz Super App. This integrated approach has positioned Kaspi.kz as a leader in its field, leveraging technology to streamline and enhance the financial and shopping experiences of its users.
Assessing Kaspi.kz's Profitability
The company's Profitability Rank is an impressive 9/10, indicating a strong likelihood of continued profitability. Kaspi.kz's Operating Margin is at 52.84%, which is higher than 99.17% of 2,757 companies in the industry. The ROE (Return on Equity) stands at an exceptional 87.63%, surpassing 97.76% of its peers. Additionally, the company's ROA (Return on Assets) is 14.36%, and its ROIC (Return on Invested Capital) is an extraordinary 308.98%, both indicating efficient management and profitability. Over the past decade, Kaspi.kz has maintained profitability for 8 years, showcasing its consistent performance.
Growth Trajectory of Kaspi.kz
The company's Growth Rank is at the maximum of 10/10, reflecting its exceptional growth in revenue and profitability. The 3-Year Revenue Growth Rate per Share is 43.30%, and the 5-Year Revenue Growth Rate per Share is 36.40%, both outperforming a significant majority of their industry counterparts. The Total Revenue Growth Rate (Future 3Y To 5Y Est) is projected at 16.85%. Furthermore, the 3-Year EPS without NRI Growth Rate is 48.20%, and the 5-Year EPS without NRI Growth Rate is 45.60%, indicating strong earnings potential moving forward.
Notable Shareholders in Kaspi.kz
Among the notable shareholders of Kaspi.kz, Catherine Wood (Trades, Portfolio) holds 179,930 shares, representing a 0.1% stake in the company. Another significant holder is Azvalor Managers FI (Trades, Portfolio), with 4,085 shares. Although these share percentages may seem modest, the investment by such entities reflects confidence in Kaspi.kz's business model and future prospects.
Competitive Landscape
When compared to its competitors, Kaspi.kz stands out with its substantial market capitalization of $22.95 billion. In contrast, Yik Wo International Holdings Ltd (HKSE:08659, Financial) has a market cap of $64.953 million, Starlite Holdings Ltd (HKSE:00403, Financial) at $11.628 million, and Champion Alliance International Holdings Ltd (HKSE:01629, Financial) at $11.638 million. This stark difference in market capitalization underscores Kaspi.kz's dominant position within the industry.
Conclusion
In summary, Kaspi.kz JSC's stock performance and valuation indicate a company that is currently fairly valued but has experienced significant growth in recent months. The analysis of the company's profitability and growth prospects suggests a strong and efficient business model, with high profitability and growth ranks. The investment by significant shareholders further reinforces the positive outlook for Kaspi.kz. Compared to its competitors, Kaspi.kz holds a commanding market position, which is reflected in its substantial market capitalization. Investors will undoubtedly keep a close watch on Kaspi.kz as it continues to innovate and expand within the digital financial services space.
This article, generated by GuruFocus, is designed to provide general insights and is not tailored financial advice. Our commentary is rooted in historical data and analyst projections, utilizing an impartial methodology, and is not intended to serve as specific investment guidance. It does not formulate a recommendation to purchase or divest any stock and does not consider individual investment objectives or financial circumstances. Our objective is to deliver long-term, fundamental data-driven analysis. Be aware that our analysis might not incorporate the most recent, price-sensitive company announcements or qualitative information. GuruFocus holds no position in the stocks mentioned herein.
