Q3 2021 ICICI Lombard General Insurance Company Ltd Earnings Call Transcript

Jan 19, 2021 / 02:00PM GMT
Operator

Good evening, ladies and gentlemen. A very warm welcome to ICICI Lombard General Insurance Company Limited's Q3 and 9-month FY '21 Earnings Conference Call.

From the senior management, we have with us today Mr. Bhargav Dasgupta, MD and CEO of the company; Mr. Gopal Balachandran, CFO and CRO; Mr. Sanjeev Mantri, Executive Director, Retail; and Mr. Alok Agarwal, Executive Director, Wholesale. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Bhargav Dasgupta, MD and CEO, ICICI Lombard General Insurance Limited. Thank you, and over to you, sir.

Bhargav Dasgupta - ICICI Lombard General Insurance Company Limited - MD, CEO & Director

Thank you, and good afternoon, good evening to each one of you. Thank you for joining the earnings conference call of ICICI Lombard for Q3 2021 and for 9 months 2021. I hope all of you and your colleagues are staying safe and healthy.

So what I'll do is I'll give a brief overview of the industry trends and developments that we've witnessed for

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