Full Year 2020 Gulf Bank KSCP Earnings Call Transcript

Feb 15, 2021 / 10:00AM GMT
Operator

Ladies and gentlemen, welcome to the bank earnings year-end 2020 call. My name is Bethany, and I'll be coordinating this call for you today. (Operator Instructions) I will now hand over to your host, Janany Vamadeva to begin. Janany, please go ahead.

Janany Vamadeva - Arqaam Capital Research Offshore S.A.L. - Analyst

Thank you, Bethany. Good afternoon, and good morning, everyone. This is Janany Vamadeva on behalf of Arqaam Capital. I would like to welcome you all to the Gulf Bank Year-End 2020 Earnings Conference Call.

It's a great pleasure to have with us on the call. Mr. Tony Daher, CEO of Gulf Bank; Mr. Kevin Smith, CFO of Gulf Bank; and Ms. Dalal Al Dousari, Head of Investor Relations at Gulf Bank.

The call will begin with the presentation from management on the key highlights of year-end 2020, and then we'll open the call for the Q&A session.

I'll now turn the call over to Dalal. Dalal, over to you.

Dalal Al Dousari -

Thank you, Janany. Good afternoon, and welcome to Gulf Bank's Year-End

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