Q4 2020 Cardlytics Inc Earnings Call Transcript

Mar 01, 2021 / 01:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by, and welcome to the Cardlytics Fourth Quarter 2020 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)

I would now like to hand the conference over to your host, Kirk Somers, Chief Legal and Privacy Officer. Please go ahead.

Kirk L. Somers - Cardlytics, Inc. - Chief Legal & Privacy Officer and Secretary

Good morning, and welcome to Cardlytics Fourth Quarter and Full Year 2020 Financial Results Call.

Before we begin, let me remind everyone that today's discussion will contain forward-looking statements based on our current assumptions, expectations and beliefs, including expectations about future financial performance or results; our financial guidance for the first quarter and year of 2021; our ability to achieve our key long-term priorities; the launch of U.S. Bank; growth in FI MAUs, or monthly active users; the increase in our connectivity to our MAUs; the return to year-over-year growth; the launch of our

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