Q4 2023 Bank Ozk Earnings Call Transcript

Jan 19, 2024 / 04:00PM GMT
Operator

Thank you for standing by, and welcome to Bank OZK's Fourth Quarter 2023 Earnings Conference Call. (Operator Instructions)

I would now like to hand the call over to Director of Investor Relations and Corporate Development, Jay Staley. Please go ahead.

Jay Staley - Bank OZK - Director of IR & Corporate Development

Good morning. I'm Jay Staley, Director of Investor Relations and Corporate Development for Bank OZK. Thank you for joining our call this morning and participating in our question-and-answer session.

In today's Q&A session, we may make forward-looking statements about our expectations, estimates and outlook for the future. Please refer to our earnings release, management comments and other public filings for more information on the various factors in the business that may cause actual results or outcomes to vary from those projected in or implied by such forward-looking statements.

Joining me on the call to take your questions are George Gleason, Chairman and CEO; Brannon Hamblen, President; Tim Hicks, Chief Financial

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