Mar 06, 2023 / 04:30PM GMT
Andrew M. Boone - JMP Securities LLC, Research Division - MD & Equity Research Analyst
Good morning, everyone. Appreciate it. So I'm Andrew Boone. I cover [Internet] here at JMP. Very pleased to welcome Sanjay Datta, CFO, since 2016. I'd to look this up through the IPO process, and now we're here today.
Sanjay Datta - Upstart Holdings, Inc. - CFO
Happy to be here.
Questions and Answers:
Andrew M. Boone - JMP Securities LLC, Research Division - MD & Equity Research AnalystSo let's kick it off. I think macro has been this overarching story across the last year across more companies than just Upstart, but for you guys in particular. Can you talk about UMI, talk about the macro index, you guys on the last call said it was stabilizing? More or less a month later, how does the overall macro environment looked? And then let's bring this back to what everyone is talking about. How has that led to any changes in lending partners that are now coming back to the table?
Sanjay Datta -