Q4 2021 Upstart Holdings Inc Earnings Call Transcript

Mar 02, 2024

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Feb 15, 2022 / 09:30PM GMT
Operator

Good day, and welcome to the Upstart Q4 FY 2021 Earnings Call. Today's conference is being recorded. At this time, I would like to turn the conference over to Jason Schmidt, VP of Investor Relations. Please go ahead, sir.

Jason Schmidt - Upstart Holdings, Inc. - VP of IR

Good afternoon, and thank you for joining us on today's conference call to discuss Upstart's fourth quarter and full year 2021 financial results. With us today are Dave Girouard, Upstart's Chief Executive Officer; and Sanjay Datta, our Chief Financial Officer.

Before we begin, I want to remind you that shortly after the market closed today, Upstart issued a press release announcing its fourth quarter and full year 2021 financial results and published an Investor Relations presentation. Both are available on our Investor Relations website, ir.upstart.com. During the call, we will make forward-looking statements, such as guidance for the first quarter and full year 2022 related to our business and our plans to expand our platform in the future. These statements are based on our current

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