Q3 2019 International Personal Finance PLC Trading Statement Call Transcript

Oct 31, 2019 / 09:00AM GMT
Operator

Good day, ladies and gentlemen, and welcome to the International Personal Finance 2019 Q3 Trading Update Briefing hosted by Gerard Ryan, Chief Executive Officer; and Justin Lockwood, Chief Financial Officer. For your information, today's conference is being recorded.

I'd now like to turn to the conference over to your host, Mr. Gerard Ryan. (Operator Instructions) Please go ahead, sir.

Gerard Jude Ryan - International Personal Finance plc - CEO & Executive Director

Thank you, George. Good morning, everybody, and welcome to our call. I'm joined this morning by Justin, our CFO, and together, we'll take you through our Q3 trading update. Now hopefully, you've had a chance to read the update, and what you'll see there is that we delivered a solid group performance in the quarter. Now for the group as a whole, we delivered a 1% increase in credit issued year-on-year, and that's similar to what we saw at the half in so far that it was driven by a strong performance in European home credit offset by a reduction in Mexico home credit.

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