Q3 2020 Zurich Insurance Group AG Earnings Call (Q&A) Transcript

Nov 12, 2020 / 12:00PM GMT
Operator

Ladies and gentlemen, welcome to the Zurich Insurance Group Q3 Results 2020 Conference Call. I am Alessandro, the Chorus Call operator. (Operator Instructions) And the conference is being recorded. (Operator Instructions) The conference must not be recorded for publication or broadcast.

At this time, it is my pleasure to hand over to Mr. Richard Burden, Head of Investor Relations and Rating Agency Management. Please go ahead, sir.

Richard Burden - Zurich Insurance Group AG - Head IR & Rating Agency Management

Good morning, and good afternoon, everybody. Welcome to Zurich Insurance Group's Third Quarter 2020 Q&A Call. On the call today is our group CEO, Mario Greco; and our Group CFO, George Quinn. As usual, for the Q&A session, so we kindly ask you to keep to a maximum of 2 questions.

But before we start the Q&A, as usual, with the Q3, George will make a few introductory remarks before going on to your questions. George, I pass over to you.

George Quinn - Zurich Insurance Group AG - Group CFO &

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