Q4 2022 OTP Bank Nyrt Earnings Call Transcript

Mar 10, 2023 / 01:00PM GMT
Operator

Dear, ladies and gentlemen, welcome to the OTP Bank Fourth Quarter and Full Year 2022 Conference Call. This conference will be recorded. (Operator Instructions)

May I now hand you over to Laszlo Bencsik, Chief Financial and Strategic Officer. Laszlo, please go ahead.

Laszlo Bencsik - OTP Bank Nyrt. - Deputy CEO of Strategy and Finance Division and Chief Strategy & Finance Officer

Thank you. Good morning or good afternoon, depending where you are and thank you for joining us today on OTP's Group 2022 fourth quarter conference call. Special thanks to join us when markets are in such turbulent mood, certainly yesterday was currently quite a difficult day for banking stocks, especially in the U.S. the markets we own and have calmed down. But special thanks that in this situation, you devote your time to us and listen to this conference call.

So as usual, we have this presentation, which is available on the website and also we are sharing with you on this video conference and I'm going through the slides and then we'll have a Q&A session.

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