Q3 2023 Bank Hapoalim BM Earnings Call Transcript

Nov 16, 2023 / 03:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by. Welcome to the Bank Hapoalim Third Quarter 2023 Results Conference Call. For your convenience, this call will be accompanied by a PowerPoint presentation. May we suggest, if you have not yet done so, that you access the presentation on the bank's website, www.bankhapoalim.com by clicking on Financial Information on the homepage and then click on the third quarter 2023 report presentation. (Operator Instructions).

As a reminder, this conference is being recorded November 16, 2023. With us on the line today are Mr. Ram Gev, Chief Financial Officer; Mr. Victor Bahar, Chief Economist; and Ms. Tamar Koblenz, Head of Investor Relations.

I would like to remind everyone that forward-looking statements for the respective company's business, financial condition and results of its operations are subject to risks and uncertainties that could cause actual results to differ materially from those contemplated. Such forward-looking statements include, but are not limited to, product

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