Q3 2021 Bank Hapoalim BM Earnings Call Transcript

Nov 15, 2021 / 03:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by. Welcome to the Bank Hapoalim Q3 2021 Results Conference Call. For your convenience, the call will be accompanied by a PowerPoint presentation. May we suggest, if you have not yet done so, that you access the presentation on the bank's website, www.bankhapoalim.com, by clicking on financial information on the Homepage and then click on the Q3 2021 Results Presentation. (Operator Instructions)

As a reminder, this conference is being recorded November 15, 2021. Our speaker today is Mr. Ram Gev, CFO. Also with us today are Mr. Victor Bahar, Chief Economist; and Ms. Tamar Koblenz, Head of Investor Relations.

I would like to remind everyone that forward-looking statements for the respective company's business, financial condition and results of its operations are subject to risks and uncertainties that could cause actual results to differ materially from those contemplated. Such forward-looking statements include, but are not limited to, product demand, pricing, market

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