Q1 2020 Bank Hapoalim BM Earnings Call Transcript

May 14, 2020 / 02:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by. Welcome to the Bank Hapoalim Q1 2020 Results Conference Call. For your convenience, this call will be accompanied by a PowerPoint presentation. May we suggest, if you have not done so, that you access the presentation on the bank's website, www.bankhapoalim.com, by clicking on Financial Information on the home page and then click on the Q1 2020 Results Conference. (Operator Instructions) As a reminder, this conference is being recorded, May 14, 2020.

Our speaker today is Mr. Ram Gev, CFO. Also with us today are Mr. Ofer Levy, Chief Accountant; Mr. Victor Bahar, Chief Economist; and Ms. Karen Mazor, Head of Investor Relations.

I would like to remind everyone that forward-looking statements for the respective company's business, financial condition and results of its operations are subject to risks and uncertainties that could cause actual results to differ materially from those contemplated. Such forward-looking statements include, but are not limited to product demand,

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