Q4 2020 Cullen/Frost Bankers Inc Earnings Call Transcript

Jan 28, 2021 / 07:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by and welcome to the Cullen/Frost Q4 Earnings Results Conference call. (Operator Instructions)

I would now like to hand the conference over to Mr. A.B. Mendez, Director of Investor Relations. Please go ahead.

A. B. Mendez - Cullen/Frost Bankers - Inc. - Director of IR

Thanks, Ashley. This morning's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO. Before I turn the call over to Phil and Jerry, I need to take a moment to address the safe harbor provisions. Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, as amended.

Please see the last page of text in this morning's earnings release for additional information about the risk factors

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