Q3 2019 Cullen/Frost Bankers Inc Earnings Call Transcript

Oct 31, 2019 / 03:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by and welcome to the Cullen/Frost third quarter earnings conference call. (Operator Instructions).

I would now like to hand the conference over to your speaker for today, Director of Investor Relations, A.B. Mendez. Thank you. Please go ahead.

A. B. Mendez - Cullen/Frost Bankers - Inc. - Director of IR

Thanks, Stephanie. This morning's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO.

Before I turn the call over to Phil and Jerry, I need to take a minute to address the safe harbor provisions.

Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend that such statements to be covered by the safe harbor provisions for the forward-looking statements contained in the Private Securities Litigation Reform Act of 1995, as amended.

Please see the last page of this morning's earnings

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