Q1 2022 Community Bank System Inc Earnings Call Transcript

Apr 25, 2022 / 03:00PM GMT
Operator

Good morning, and welcome to the Community Bank System First Quarter 2022 Earnings Conference Call. (Operator Instructions) Please note, today's event is being recorded.

And also please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projections about the company, markets and economic environment in which the company operates. Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's annual report and Form 10-K filed with the Securities and Exchange Commission.

Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. We will be joined by Dimitar Karaivanov, Executive Vice President of Financial Services and Corporate Development for the question-and-answer session.

Gentlemen, at this time, you may begin.

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