Mar 24, 2021 / 02:20PM GMT
Gabriel Dechaine - National Bank Financial, Inc., Research Division - Analyst
Death, taxes and technical problems. Those are the certainties in life. We're going to do this in a audio format. That's a picture of Phil Smith, you're probably seeing there, but Den Rees is the one we're talking to, Group Head, Canadian banking. Thanks, Dan, for joining us. Again, apologies, we had some technical delays there.
Questions and Answers:
Gabriel Dechaine - National Bank Financial, Inc., Research Division - AnalystDan, I want to start off with the revenue story in Canadian banking, and there's been more of a negative trend there in the industry and for Scotia. Can you give me a -- I mean like list off, what are the 3 biggest issues that have been weighing on your top line over the past year and more importantly, how they're, in some cases, improving.
Daniel Llewellyn Rees - The Bank of Nova Scotia - Group Head of Canadian Banking
Sure, Gabe. Thanks for having me on. And hello to everybody. I was pleased with how we