Q3 2019 Credicorp Ltd Earnings Call Transcript

Nov 08, 2019 / 02:30PM GMT
Operator

Good morning, everyone. I would like to welcome all of you to the Credicorp Ltd. Third Quarter 2019 Conference Call. We now have our speakers in conference. (Operator Instructions)

With us today is Mr. Walter Bayly, Chief Executive Officer; Mr. Gianfranco Ferrari, Deputy Chief Executive Officer; Mr. Reynaldo Llosa, Chief Risk Officer; Mr. César Ríos, Chief Financial Officer; and Mr. Guillermo Garrido Lecca, CEO and Health Insurance -- of Health Insurance and Business.

Now it is my pleasure to turn the conference over to Credicorp's Chief Financial Officer, Mr. César Ríos. Mr. Ríos, you may begin.

César Ríos Briceño - Credicorp Ltd. - CFO

Thank you. Good morning, and welcome to Credicorp's conference call on our earnings results for the third quarter of 2019. Before we review Credicorp's performance, I would like to highlight some important matters regarding recent events in the local environment. As you are aware, President Vizcarra dissolved the Congress on September 30 and called for

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