Q3 2022 Univest Financial Corp Earnings Call Transcript

Oct 27, 2022 / 01:00PM GMT
Operator

Good morning. Thank you for attending today's Univest Financial Corporation Third Quarter 2022 Earnings Conference Call. My name is Alexis, and I will be your moderator for today's call. (Operator Instructions)

I would now like to pass the conference over to Jeff Schweitzer, President and CEO of Univest. You may proceed, Jeff.

Jeffrey M. Schweitzer - Univest Financial Corporation - President, CEO & Director

Thank you, Alexis, and good morning, and thank you to all of our listeners for joining us. Joining me on the call this morning is Mike Keim, our Chief Operating Officer and President of Univest Bank and Trust; and Brian Richardson, our Chief Financial Officer.

Before we begin, I would like to remind everyone of the forward-looking statements disclaimer. Please be advised that during the course of this conference call, management may make forward-looking statements that express management's intentions, beliefs or expectations within the meaning of the federal securities laws. Univest's actual results may differ materially from those

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