Q3 2020 Civista Bancshares Inc Earnings Call Transcript

Feb 06, 2024

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Oct 23, 2020 / 05:00PM GMT
Operator

Good day, and welcome to the Civista Bancshares, Inc. Third Quarter 2020 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.

I would like now to turn the conference over to Dennis Shaffer. Please go ahead.

Dennis G. Shaffer - Civista Bancshares, Inc. - President, CEO & Director

Good afternoon. This is Dennis Shaffer, President and CEO of Civista Bancshares, and I would like to thank you for joining us for our third quarter 2020 earnings call.

I'm joined today by Rich Dutton, Senior Vice President of the Company and Chief Operating Officer of the bank; Chuck Parcher, Senior Vice President of the Company and Chief Lending Officer of the bank; and other members of our executive team.

Before we begin, I would like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Civista Bancshares, Inc. that involves risks and uncertainties. Various factors could cause actual results to be materially different from any

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