Q3 2020 Prudential Financial Inc Earnings Call Transcript

Nov 04, 2020 / 04:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by, and welcome to the Prudential quarterly earnings call. (Operator Instructions) And as a reminder, today's conference call is being recorded.

I would now like to turn the conference over to Mr. Darin Arita. Please go ahead.

Darin C. Arita - Prudential Financial, Inc. - Senior VP and Head of IR

Good morning and thank you for joining our call. Representing Prudential on today's call are Charlie Lowrey, Chairman and CEO; and Rob Falzon, Vice Chairman; Andy Sullivan, Head of U.S. businesses; Scott Sleyster, Head of International Businesses; Ken Tanji, Chief Financial Officer; and Rob Axel, Controller and Principal Accounting Officer. We will start with prepared comments by Charlie, Rob and Ken, and then we will take your questions.

Today's presentation may include forward-looking statements. It is possible that actual results may differ materially from the predictions we make today.

In addition, this presentation may include references to non-GAAP measures. For a reconciliation of such

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