Nov 03, 2023 / 01:00PM GMT
Unidentified Analyst -
Headquartered in Buffalo, New York. M&T's operations are concentrated in the Northeast and Mid-Atlantic states. They offer traditional banking services, trust, investment brokerage and mortgages. M&T has consistently had among the highest ROA -- the highest ROA, excuse me, among its peers. Joining me today is Daryl Bible, CFO, who joined M&T in 2023. Daryl is responsible for the overall financial management of the company. Daryl has over 3 decades of corporate finance and banking experience. And prior to joining M&T, he was CFO at Truist and its predecessor of BB&T. So thanks for joining us today.
Daryl N. Bible - M&T Bank Corporation - Senior EVP & CFO
Yes. Thanks, Susan. Happy to be here.
Questions and Answers:
Unidentified Analyst -Great. So 2023, the understatement of the century here is 2023 has been a challenging environment for bank stocks. With the inverted yield curve, rapidly rising rates, deposit betas rising and some failures in March. So you've been in the
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