Dec 05, 2023 / 07:20PM GMT
Ryan Matthew Nash - Goldman Sachs Group, Inc., Research Division - MD
All right. Up next, we're pleased to have Capital One joining us once again. They've continued to deliver best-in-class growth in the card business through targeted investments. In addition, it continues to leverage the benefits of its tech journey, which has helped it improve efficiency. Here to tell us more about the story is Chairman and CEO Rich Fairbank. And joining us on stage is Head of Global Finance, Jeff Norris.
Today's presentation is going to be a fireside chat. So let's get into it. Rich, thank you for joining us once again. I think you've been here every single year that I've ever done this, so it's good to see you.
Questions and Answers:
Ryan Matthew Nash - Goldman Sachs Group, Inc., Research Division - MDMaybe to just start with the consumer. We've recently seen a pullback in spend. Savings rates have come down. Credit losses have obviously increased for the last 2 years. So maybe just start off what you're seeing across -- of the consumer across your multiple
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